Indigo platinum mastercard for free#
The card is accepted everywhere that Mastercard is accepted, and it comes with all of the benefits of a Mastercard, including identity monitoring, Mastercard ID Theft Protection, and the option to sign up for free credit monitoring with TransUnion.Prequalifying credit check for the card doesn’t hurt your credit score, and the application process is simple.The card comes in a variety of fun and unique designs.A convenient app and online portal make it easy for you to keep track of your Indigo Platinum Mastercard account.While you do get your deposit back when you close a secured credit card (and you do not get the annual fees of an unsecured card returned), if you don’t have the money available for a deposit, then a secured card designed for those with low credit scores is the next best thing. This is truly what distinguishes an unsecured card like Indigo Platinum from a secured credit card. Every month when you pay your bill on time, this will be reported to the three credit bureaus. Responsible use of the card helps to build a positive credit history.Even if your credit score is relatively low, there is still a good chance you will be approved. The card is designed for people with low credit scores.The pre-approval will consider your credit history, and an annual fee will be based on this. To apply, you simply go to and click ‘prequalify now.’ All you have to put in is some basic information, and the site states that you’ll be pre-approved in mere seconds.
Indigo platinum mastercard full#
They report to all three credit bureaus, so you can raise your credit score and avoid interest charges if you keep your credit use low and pay your bill in full every month. Still, with smart planning and fiscal responsibility, you can improve your credit score with this card. You don’t only need to make payments on time you also need to keep your credit utilization rate low, which can be tricky when your credit limit is only a few hundred dollars, and a large chunk of that is lost to the annual fee. Therefore, consumers will need to be savvy and thoughtful about how they use this card if they want it to help their credit situation and not hinder it further. However, the card does have an annual fee, a high-interest rate, and a low credit limit.
Since the Indigo Platinum Mastercard is not a secured credit card, no deposit is required to open an account. The Indigo Platinum Mastercard is a credit card option for those with poor credit. Let’s dig into the specifics, so you can decide if this card is right for you. One such card is the Indigo Platinum Mastercard. This is where you may want to consider an unsecured credit card that has been specifically designed for people with poor credit. But what if you can’t afford to put down a deposit of hundreds of dollars? This is a type of card where you put down a deposit, and your credit history doesn’t factor in as much. Many people with poor credit find themselves in the impossible situation of needing to build up positive credit, but with their bad credit, they cannot get approved for a credit card from a financial institution. This means that a credit card that reports to the three credit bureaus can be instrumental in speeding up your credit improvement process. Sure, you could start spending wisely, but if you’re being responsible with cash, there’s nothing positive going into your credit history to outweigh the negatives.
The fastest way to do this is by practicing fiscal responsibility in a way that will be reported to the three major credit bureaus. If you have poor credit, it’s essential to find ways to improve it.
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